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Simplifying the Complex Tokenization Web

https://www.rambus.com/blogs/simplifying-the-complex-tokenization-web/

It is extremely satisfying to see how far mobile payments have come in the last two years. The OEM Pays are battling for market share and increasing their footprints around the world. Banks are bringing own brand wallets to market. Tokenization is being standardized. All of this follows years of issues around business models and […]

Rambus Bell ID simplifies tokenization management for banks

https://www.rambus.com/blogs/rambus-bell-id-simplifies-tokenization-management-for-banks-3/

Rambus Bell ID, part of the Rambus Security Division, has introduced a versatile Token Gateway that allows banks to more easily integrate multiple mobile payment schemes. More specifically, issuing banks can now use a single software platform to manage tokenization activity across a range of ‘OEM Pay’ mobile wallets. According to Dr. Martin Scott, senior […]

What to Expect at Money 20/20?

https://www.rambus.com/blogs/what-to-expect-at-money-2020/

It’s back! Money 20/20 is just around the corner and it promises to be bigger and bolder than ever. With excitement building and speculation rife, we predict some of the key trends likely to be shaping the conversation at this year’s installment. Securing Mobile Payments Over the past year, tokenization has further strengthened its position […]

How Will We Pay in 2020?

https://www.rambus.com/blogs/how-will-we-pay-in-2020/

The history of payments is best described as a search for simplicity, security and convenience. Coins, banknotes, cheques, payment cards have all been introduced with the aim of making paying for goods and services easier. Over the past few years, mobile payments technology has launched an assault on these traditional methods by offering consumers a […]

Video: The future of mobile payments

https://www.rambus.com/blogs/video-the-future-of-mobile-payments-2/

Mobile payments offer a plethora of benefits for consumers, retailers and financial institutions. For consumers, mobile wallets provide a convenient, “tap and go” frictionless commerce experience that seamlessly integrates loyalty cards, boarding passes, ID cards, coupons, event tickets, alerts and notifications. For retailers, mobile wallets offer businesses the ability to engage users with an immersive, […]

Cash, card or mobile wallet?

https://www.rambus.com/blogs/cash-card-or-mobile-wallet-2/

A new survey conducted by Moneris finds that 25% of Canadians between the ages of 18-34 prefer paying with a mobile wallet over cash or card. “Of Canadians aged 18-34, 46% said they would be more likely to use a mobile wallet if it were available for the kind of credit card they used,” Moneris […]

Millennials heart mobile payments

https://www.rambus.com/blogs/millennials-heart-mobile-payments-2/

A recent Square survey cited by Business Insider found that 45% of millennial respondents (18-34) have made an NFC payment. According to Business Insider, the poll is a “good indicator” of where mobile payment adoption is headed, with the publication forecasting a compound annual growth rate (CAGR) of 80% through 2020 to reach $503 billion. […]

Financial

https://www.rambus.com/financial/

Today we are at the precipice of another exciting shift from physical to digital and beyond, with new technologies changing the very way we think about card- and account-based transactions. Card payments are transitioning from chip-and-PIN credit cards, to contactless mobile payments with biometric authentication, to in-app check-out with mixed payments and real-time redemption of loyalty. Account-to-account transactions are moving to real-time, with payments being processed in a matter of seconds versus days.

Why tokenization is critical for mobile payments

https://www.rambusblog.com/2016/08/30/why-tokenization-is-critical-for-mobile-payments/#new_tab

Steven Anderson of PaymentWeek recently observed that tokenization is a critical aspect of the mobile payments revolution. Essentially, tokenization protects payment credentials by replacing them with a randomly generated number that resembles the customer’s primary account number (PAN). The unique identifier, known as a ‘payment token’ or ‘tokenized PAN’, is worthless if stolen, as it acts […]

Why tokenization is critical for mobile payments

https://www.rambus.com/blogs/why-tokenization-is-critical-for-mobile-payments-2/

Steven Anderson of PaymentWeek recently observed that tokenization is a critical aspect of the mobile payments revolution. Essentially, tokenization protects payment credentials by replacing them with a randomly generated number that resembles the customer’s primary account number (PAN). The unique identifier, known as a ‘payment token’ or ‘tokenized PAN’, is worthless if stolen, as it acts […]

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