EMV Data Preparation
EMV data preparation generates the cryptographic and application data required for personalizing the smart card’s chip and is an essential part of issuing EMV cards.
Every EMV application needs to be personalized with your token holder’s details. These details include a name, account number, wide range of risk management parameters, security keys, certificates and signatures. Since smart card requirements are constantly changing, it is important that a smart card issuance solution not only meets today’s needs, but also provides a path to meet any future smart card requirements, such as contactless, mobile, multi-application and in-branch or post-issuance.
Our DataPrep module provides an affordable yet powerful solution to realize a basic issuance of EMV compliant payment cards. As a vendor independent software provider, our solution allows to integrate with your equipment vendor and card manufacturer of choice.
The EMV DataPrep module receives issuance requests from traditional card management systems, stores and processes the received embossing file data and generates the required EMV security data elements. EMV DataPrep module interfaces to a host security module (HSM) in order to derive keys and encrypt selected data. The completed set of data can then be passed on to the personalization bureau.
As the process generates, stores, and uses secret key material, the Data Preparation System leverages a fully integrated key management component to manage the key life cycles, ranging from generation and storage, to distribution and exchange.
The solution can easily be inserted into an issuer’s business processes.