Rambus Blog

In today’s on-demand world, we expect to be able to spend, move and receive money instantly. For this reason, real-time payments (RTP), also known as ‘faster payments’ or ‘instant payments’, are gaining momentum globally. Accenture estimates [...]

With robotics and artificial intelligence (AI) technology advancing, many industries are now addressing the opportunities and challenges presented by increased automation. Retail is no different. In particular, the emergence of checkout-free retail has excited consumers [...]

The live music industry, currently valued at around 10.43 billion dollars in 2018, is expected to reach to 11.99 billion in 2021. Music festivals are often accompanied by concession stands selling food, and drinks. With [...]

As the mobile payments market has expanded, tokenization technology has emerged as an essential element to enable secure mobile transactions. This has created a number of questions for the issuing ecosystem. Chief among which is [...]

In late April, 2018, MobileCoin, a privacy-focused cryptocurrency announced that Binance Labs, the major blockchain incubator associated with the Binance exchange, led a $30 million round in Bitcoin and Ether for the new cryptocurrency. As [...]

The evolution of the smart phone has dramatically changed parts of every day life. In the case of consumer banking, executives from both small and large financial institutions are realizing how vital a mobile presence [...]

Rambus has just announced the launch of its Payment Account Tokenization solution to secure account-based transactions, such as automated clearing house (ACH) and real-time payments. The solution will enable central banks and clearing houses to replace [...]

Mastercard and Visa recently announced a standardized method for e-commerce checkout, based on a unified, streamlined checkout framework that was proposed by EMVCo in November, 2017. Dubbed Secure Remote Commerce (SRC), the unified digital checkout [...]

Attackers are finding new ways to steal data and sensitive information, such as credit card details and identity, from databases to, in Panera Bread’s case, loyalty reward programs. According to KrebsOnSecurity, Panera Bread had leaked [...]

In an effort to tackle fraud, the People’s Bank of China (PBOC), the national central bank of China, has plans to enact a cap on mobile spending. While solutions such as Apple Pay and Google [...]

These are challenging times for brick-and-mortar merchants. Across the world’s top 250 retailers, the average annual rate of revenue growth has declined by almost 50% in the past 10 years. As retailers work to reverse [...]

A lot is happening in the ecosystem of secure elements (SEs). As more people own a sophisticated smartphone, consumers are looking for new applications.

As brick-and-mortar retailers look to enhance the in-store experience to compete with the ecommerce giants, they must contend with the unprecedented challenges posed by decreasing revenues and escalating costs. But for those who invest smartly in the right digital initiatives, there are huge opportunities. For this reason, transformative technologies such as mobile scan-and-go solutions are gaining momentum across the world.

A token vault is a secure centralized server where issued tokens, and the PAN numbers they represent, are stored securely.

AliPay has plans to come to Pakistan as part of Ant Financial’s drive to bring their services beyond China. An agreement between Ant Financial and Telenor Group will see the former put up $184.5 million [...]

The previous few years have been an interesting time for money and payments in India. On November 8th, 2016, the Government of India demonetized 500 and 1,000 rupee notes in a bid to crack down [...]

Mobile payments: A tipping point in the UK A new analysis from Worldpay confirms that mobile payments are fast approaching a “tipping point” in the UK. Indeed, in-store mobile payments topped £975 million in 2017, [...]

The world is growing increasingly connected and mobile, and things are no different in the industry of wearables, where the global market is on an upward trend. According to recent data from the International Data [...]

The rise of online retailers such as Amazon and mobile payment platforms including Apple, Samsung, and Google Pay (formerly Android Pay), underscores the importance of closing the gap between an online personalized shopping experience and [...]

Blockchain in the European Union (EU) The European Commission (EC) recently debuted an action plan that outlines how the EC could potentially harness the opportunities presented by evolving FinTech. More specifically, the Commission wants to [...]

In our increasingly connected world, Mobile World Congress has become more than the venue for the latest smartphone launches. The conversations and demonstrations in Barcelona now have a profound impact on various industries across the [...]