Rambus Blog

Learn more on mobile payments and the vital role of a TSM in the near field communication (NFC) ecosystem.

Learn what is white box cryptography and how it can be used to minimize security risks for open sevices and secure HCE-based mobile payments.

Learn how card emulation allows a mobile device to mimic a payment card, enabling users to make card transactions using a mobile device. HCE enables the SE to be placed in a remote and hosted cloud environment, rather than inside the mobile device.

While mobile payments are starting to catch on in the United States, mobile payments in China are so prevalent, they have begun to shape everyday life in the country. Chinese users are able to hop [...]

The irony is that while some of the most prolific mobile payment platform, such as Apple Pay and Google Pay are from the United States, Americans are not at the forefront of mobile payment adoption, [...]

For banks, direct debit (ACH) fraud represents a bigger financial risk than card fraud. In particular, growing momentum for real-time payment schemes across the world is creating huge opportunities for fraudsters and placing increasing pressure [...]

Merchants who fail to recognize and instill payments as a strategic enabler and differentiator in their digital transformation will fall behind their competitors. Join Rambus for the upcoming webinar titled, “How Digital Transformation is Changing [...]

Earlier in May, photo and video sharing app Instagram quietly launched an in-app shopping feature. With more than a million advertisers and 25 million businesses on Instagram, the Facebook-owned app is rolling out a new [...]

In today’s on-demand world, we expect to be able to spend, move and receive money instantly. For this reason, real-time payments (RTP), also known as ‘faster payments’ or ‘instant payments’, are gaining momentum globally. Accenture estimates [...]

With robotics and artificial intelligence (AI) technology advancing, many industries are now addressing the opportunities and challenges presented by increased automation. Retail is no different. In particular, the emergence of checkout-free retail has excited consumers [...]

The live music industry, currently valued at around 10.43 billion dollars in 2018, is expected to reach to 11.99 billion in 2021. Music festivals are often accompanied by concession stands selling food, and drinks. With [...]

The TSP provides registered token requestors. They manage ongoing operation and maintenance of the token vault, deployment of security measures and controls, and the registration process of allowed token requestors.

In late April, 2018, MobileCoin, a privacy-focused cryptocurrency announced that Binance Labs, the major blockchain incubator associated with the Binance exchange, led a $30 million round in Bitcoin and Ether for the new cryptocurrency. As [...]

The evolution of the smart phone has dramatically changed parts of every day life. In the case of consumer banking, executives from both small and large financial institutions are realizing how vital a mobile presence [...]

Rambus has just announced the launch of its Payment Account Tokenization solution to secure account-based transactions, such as automated clearing house (ACH) and real-time payments. The solution will enable central banks and clearing houses to replace [...]

Mastercard and Visa recently announced a standardized method for e-commerce checkout, based on a unified, streamlined checkout framework that was proposed by EMVCo in November, 2017. Dubbed Secure Remote Commerce (SRC), the unified digital checkout [...]

Attackers are finding new ways to steal data and sensitive information, such as credit card details and identity, from databases to, in Panera Bread’s case, loyalty reward programs. According to KrebsOnSecurity, Panera Bread had leaked [...]

In an effort to tackle fraud, the People’s Bank of China (PBOC), the national central bank of China, has plans to enact a cap on mobile spending. While solutions such as Apple Pay and Google [...]

These are challenging times for brick-and-mortar merchants. Across the world’s top 250 retailers, the average annual rate of revenue growth has declined by almost 50% in the past 10 years. As retailers work to reverse [...]

A lot is happening in the ecosystem of secure elements (SEs). As more people own a sophisticated smartphone, consumers are looking for new applications.

As brick-and-mortar retailers look to enhance the in-store experience to compete with the ecommerce giants, they must contend with the unprecedented challenges posed by decreasing revenues and escalating costs. But for those who invest smartly in the right digital initiatives, there are huge opportunities. For this reason, transformative technologies such as mobile scan-and-go solutions are gaining momentum across the world.

A token vault is a secure centralized server where issued tokens, and the PAN numbers they represent, are stored securely.

AliPay has plans to come to Pakistan as part of Ant Financial’s drive to bring their services beyond China. An agreement between Ant Financial and Telenor Group will see the former put up $184.5 million [...]