|Mobile Payments||Provision and manage tokens for NFC mobile payments, Host Card Emulation and integration with OEM wallets|
|Account Tokenization||Protect sensitive account credentials for Real-time Payments and direct debit (ACH) transactions|
|Retail & E-Commerce Payments||Secure unified buying experience both in-store and online with scan-and-go, integrated merchant wallets, mixed payment solutions and EMV network tokenization for e-commerce|
|Blockchain Tokenization||Secure transaction and storage of crypto assets on blockchain using bank-grade, field-proven tokenization and encryption technologies|
Reduce implementation time with a unified platform to connect to OEM Pay as well as bank and retail mobile wallets
Utilize HCE technology to quickly bring mobile payments solutions to market
Retain branding and drive digital engagement with bank and retail mobile wallets
Increase customer adoption with support for major mobile payment platform
Utilizes tokenization to minimize unauthorized use of cardholder or account data
Can provide layered security with cryptograms, domain controls and tokenization
Integrates with existing infrastructure and processes
Support closed-loop payments to reduce transaction fees
Tokenization is a security technology that uses a unique digital identifier, or token, to protect sensitive information like cardholder account details. By replacing sensitive account information with a limited use token, including domain controls for device or channel, tokenization mitigates fraud risk and protects the underlying value of credentials.
Proven in high volume as part of the EMVCo specification for card and mobile NFC payments, Rambus tokenization software solutions have successfully secured over 100 billion transactions worldwide. Tokenization can be applied to a broad range of applications to enhance the confidentiality and privacy of data and digital assets including account-to-account payments, e-commerce, personal and device identity, medical records, ticketing and blockchain.
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Brick-and-mortar merchants are in the midst of a period of unprecedented disruption. Long-term structural trends mean that retailers must address decreasing revenues and escalating costs, while evolving the in-store experience to meet the demands of the connected consumer. To be successful, however, retailers must focus innovation efforts on solutions that can immediately increase revenues, enhance the buying experience and deliver operational efficiencies. For this reason, transformative technologies such as mobile scan-and-go solutions are coming to the fore, with deployments across the world gaining momentum.