Mobile Payments

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Encouraging PSD2 compliance beyond the EU

PSD2 & improved consumer protection Seth Ruden, a senior fraud consultant at ACI Worldwide, has penned an article for PaymentsSource that explores the benefits of U.S. issuers embracing the EU’s PSD2 (Payments Services Directive). As [...]

Accelerating mobile payment adoption with value-added services

André Stoorvogel, a product marketing director at Rambus, has written an article for Finextra about accelerating mobile payment adoption with value-added services. Value-added services “As the high-profile success of mobile applications such as Starbucks attests, [...]

Minding the mobile self-checkout loss prevention gap

Earlier this month, Forrester principal analyst Brendan Miller observed that the success of mobile self-checkout is contingent upon bridging the loss prevention gap. As Miller notes, consumer demands and expectations have created a new alternative [...]

Transforming Europe’s digital economy with PSD2 and GDPR

PSD2 and GDPR Marta Ienco, the Head of Governments and Regulatory Affairs for the Identity program of the GSMA, recently penned an article for ItPortalPro about PSD2 and GDPR (General Data Protection Regulation). As Ienco [...]

Blockchain deployments shift into high gear

A new study published by Juniper Research confirms that nearly 6 in 10 (57%) large corporations are either actively considering, or are in the process of, deploying blockchain technology. Moreover, amongst companies that have reached [...]

Customer loyalty accelerates mobile wallet adoption

Earlier this year, BusinessInsider’s Ayoub Aouad observed that retailers like Starbucks (mobile payments now account for 30% of the coffee chain’s transactions) and Dunkin' Donuts were “winning over” consumers with their mobile wallets. Moreover, says [...]

The open APIs of PSD2 and beyond

Unlocking the true value of APIs Herber de Ruijter, EVP Head of Digital for Transaction Banking at iGTB, recently penned an article for FX-MM about unlocking the hidden value of client data in open APIs. [...]

Millennials want to scan and go

A new survey conducted by Acosta (cited by eMarketer) finds that more than 8 in 10 millennials are interested in scanning products in-store and then paying via a mobile app. Nevertheless, very few retailers plan [...]

What’s inside your mobile wallet?

Rambus Payments CTO Chakib Bouda recently sat down with Pymnts.com to discuss the future of mobile wallets. According to Bouda, brick-and-mortar retailers are now seriously rethinking their approach to remaining competitive in the digital age [...]

Report: Global tokenization market to hit $2.25 billion by 2022

A new report published by Research and Markets predicts the global tokenization market will hit $2.25 billion by 2020 with a Compound Annual Growth Rate (CAGR) of 22.4%. “The constant pressure of managing sensitive data [...]

Let’s talk about PSD2 and mobile payments

The Payments Services Directive (PSD) was adopted in 2007, creating a single market for payments in the European Union and providing the legal foundation for a Single Euro Payments Area (SEPA). In 2015, the European [...]

How to achieve a perfect buying experience – views from around the industry

Earlier this year, Rambus welcomed leading payments experts from around the world to our Rotterdam offices for the Mobey Forum member meeting. During the networking sessions, we spoke to a range of industry experts to [...]

What does the perfect buying experience look like?

Rambus recently interviewed a number of prominent industry experts at the Mobey Forum about the perfect buying experience. As Rambus CMO Jerome Nadel points out, the digitization of credit cards on mobile devices has enabled [...]

Digital retail wallet: 5 Reasons it makes sense

The retail landscape is evolving rapidly as emerging technologies and trends are changing expectations of the in-store experience. As retailers look to find their place in this brave new world, many are now seeing payments [...]

Are in-flight mobile payments ready for takeoff?

Kristian Gjerding of MobilePaymentsToday recently penned an article about the future of in-flight mobile payments. More specifically, Gjerding cites a new CellPoint Mobile-commissioned survey that found “raised-on-mobile travelers” increasingly expect in-flight mobile payment capabilities to [...]

Survey: Mobile wallet payments are poised for growth

A new survey conducted by First Annapolis confirms that mobile wallets have proliferated over the past year, with issuers introducing proprietary solutions to compete with Apple, Samsung and Android Pay. Interestingly, two thirds of respondents [...]

Creating a compelling shopping experience with mobile payments

Simon Hill of Digital Trends recently observed that while the concept of ditching physical wallets and having all digital cards on our phones is undeniably attractive, it simply isn’t enough. “Even when mobile payment systems [...]

Wanted: Seamless mobile payments

Trip Chowdhry, managing director with Global Equities Research, tells George Avalos of The Mercury News that the digital wallet business has gotten off to a rough start. “There have been many false starts in this industry,” says [...]

Rambus is one of Visa’s new token service providers

Rambus has been chosen as a partner to participate in Visa’s token service provider program (TSP). According to Visa, broader access to new standards such as tokenization are set to be in growing demand as [...]

Rambus teams with Google and Interac® on Android Pay in Canada

Rambus has confirmed that it is working with Google and Interac Association / Acxsys Corporation (Interac), the organizations behind Canada's leading payment brand, to enable Interac Debit on Android Pay in Canada. With the Interac [...]

Checkout queues – soon to be a thing of the past?

European retailers need to maximize shopping experience as Amazon Go heads to Europe Amazon has been a source of stiff competition for online retailers around the world of many years. And, with the launch of [...]

Asia, Middle East and Australia: Mobile Payments Adoption Around the World

Written by Alex Chung, Head Business Development Asia Pacific Japan As part of the Seamless Payments event series, the Rambus Payments team has been in Singapore, Dubai and Melbourne, discussing the key trends that are driving [...]

EU mobile payments market to hit $165 billion by 2021

A new Forrester Research report finds that the European mobile payments market will hit $165 billion by 2021. BizReport’s Helen Leggatt, who cites the Forrester Report, notes that mobile in-person payments, along with remote payments [...]

Mobile wallets accounted for 90% of the total contactless transactions in the U.S.

A new report published by Juniper Research confirms that mobile wallets accounted for 90% of the total contactless transactions in the U.S. during 2016. In contrast, cards accounted for well over 90% of transactions by value [...]

The evolving mobile wallet

Xiaofeng Wang, a senior analyst at Forrester, recently penned an article in Forbes that explores what global mobile wallet players can learn from Asia’s digital leaders. According to Wang, the future of mobile wallets is [...]

Mobile payments: Looking beyond Amazon Go

Nick Ismail of the Information Age has penned an article about the future retail experience in the era of Amazon Go and beyond. As Ismail notes, Amazon Go heralds a new way of thinking for [...]

HCE adoption to increase 5-fold over the next 4 years

Juniper Research analysts have termed 2015/16 “watershed years” for HCE (Host Card Emulation) in terms of commercial service rollouts. Indeed, at least 194 banks introduced such services by the end of 2016, while Juniper expects [...]

What does a seamless ‘buying experience’ look like?

Within the mobile payments industry, the term ‘buying experience’ is becoming increasingly prevalent as the focus moves away from the enabling technologies and the act of paying, towards enriching interactions with the consumer. But what [...]

Frictionless commerce and the future shopping experience

Rambus CMO Jerome Nadel recently penned an article for the Huffington Post (UK) that explores the concept of frictionless commerce and its impact on the future shopping experience. Indeed, mobile retail wallets have made it [...]

How HCE is accelerating mobile payment adoption

Last week, Alex Rolfe of Payments Cards & Mobile wrote an article titled “HCE – The way to move mobile payments forward fast.” As Rolfe observes, the technology to enable mobile contactless payments has been [...]

What is Samsung Pay?

Considering Samsung’s position as the world’s largest smartphone vendor (Source: IDC) and one of the most recognizable global brands (Source: Interbrand), the launch of Samsung Pay in 2015 was a hugely significant landmark in the [...]

How trust can level the mobile playing field

Rambus CMO Jerome Nadel has written an article for IDG Connect about the changing mobile payments landscape. According to Nadel, the mobile payments ecosystem has evolved into a complex network of providers that includes card networks, [...]

Securely converting and managing digital values for consumers

A host of emerging technologies are poised to radically personalize consumer experiences. Many retailers are feeling immense pressure to devise the perfect plan for a seamless customer experience—an experience that leverages digitization to provide customers [...]

What is Android Pay?

Advances in technology, awareness and accessibility have led to an impressive expansion of mobile payments services across the globe. By 2020, 90% of all smartphone users are expected to have made a mobile payment (Source: [...]

Enhancing the buying experience at Mobey Forum Rotterdam

Written by André Stoorvogel, Director, Product Marketing, Rambus Payments Last week we hosted Mobey Forum’s largest ever member meeting at our Rotterdam office. We were thrilled to welcome organizations and experts from around the world [...]

Boston Fed team tests mobile and digital wallets

Elisa Tavilla of the Federal Reserve Bank of Boston has penned a detailed white paper describing a mobile-digital wallet analysis project recently conducted by the financial institution. The project, which ran from June 2015 - [...]

Rambus talks mobile wallets at Mobey Forum

Mobey Forum Executive Director Maikki Frisk recently interviewed Rambus Payments Director of Product Marketing André Stoorvogel about the future of mobile wallets. According to Stoorvogel, the convenience factor by itself isn’t enough of an incentive [...]

These wearables support contactless payments

JP Buntix of The Merkle has compiled a short list of the top five wearables supporting contactless payments. These include Disney’s MagicBand, the Jawbone UP4, the Ring of Things, BPay Jacket and Visa’s sunglasses. The [...]

Going mobile with Rambus HCE Ticketing

The adoption of smart cards as an alternative to paper and magnetic stripe tickets continues to increase. Deployments such as Oyster in London and Octopus in Hong Kong illustrate the success of smart card-based ticketing [...]

How banks can accelerate mobile wallet adoption

Rambus CMO Jerome Nadel recently penned an article in Global Banking and Finance Review that explores how banks can help accelerate the adoption of mobile wallets. As Nadel notes, many payments players, including banks, have [...]

Retailers – game changers of the mobile payments industry?

Written by André Stoorvogel, Director, Product Marketing, Rambus Payments We predicted that 2017 would be the year of ‘Mobile Payments 2.0’, with seamless payment methods, value-added services and alternative payment channels coming to the fore. [...]

What to expect: Mobey Forum Rotterdam

Written by André Stoorvogel, Director, Product Marketing, Rambus Payments As a leading FinTech hub, there’s no better setting than Rotterdam for the industry’s experts to share ideas, insight and experiences. This is why we are [...]

Why mobile wallets are more secure than payment cards

Ahmad Raza, the founder of Samurais.co, recently penned an article in the Huffington Post that explores why mobile wallets are more secure than traditional payment cards. As Raza points out, the latest Capital One Rewards [...]

Rambus’ Unified Payment Platform is on PaymentWeek

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Earlier this week, Mike Dautner of PaymentWeek covered the launch of Rambus’ Unified Payment Platform which was unveiled at MWC 2017 in Barcelona. “Rambus announced some exciting news regarding a comprehensive mobile payments platform to [...]

Europe’s mobile wallet problem

Chris Donkin of Mobile World Live recently penned an article about how mobile wallets are suffering an “identity crisis” in Europe. As Donkin observes, Juniper Research’s latest analysis of the mobile wallet market shows Europe [...]

Rambus showcases the future of mobile payments and smart ticketing at MWC 2017

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Rambus showcased its mobile payment and smart ticketing solutions in booth #7J31 (Fira Gran Via) at Mobile World Congress 2017 in Barcelona. “We demonstrated how consumers can digitize physical payment cards in a secure mobile [...]

Accelerating mobile wallet adoption with Rambus’ Unified Payment Platform

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Rambus has launched a comprehensive mobile payments platform to enhance payment security, reduce operational costs and increase revenue for retailers. According to Rambus president and CEO Dr. Ron Black, the Rambus Unified Payment Platform securely [...]

Becoming makers of better

Becoming makers of better On February 27th at Mobile World Congress, Bell ID and Ecebs officially start an exciting new chapter as ‘Rambus Security’. In this blog, Dr. Martin Scott, senior vice president and general [...]

Mobile payments: Looking beyond millennials

The number of mobile payment users is projected to increase from 50.8 million to 76.0 million, or 24.3% to 33.1% of total smartphone users, between 2017 and 2020. In addition, mobile payment transaction value is [...]

Android Wear 2.0 supports HCE mobile payments

Last week, Google released the fifth and final developer preview for Android Wear 2.0. The dev preview includes a number of bug fixes and enhancements, along with support for NFC host card emulation (HCE) to enable [...]