Security
Retail & E-Commerce Payments
Contact| Payments Solutions | Product Brief | Description |
|---|---|---|
| Vaultify Shop |  | Digitizes payment, gift, and loyalty cards in addition to coupons into a single mobile wallet app, creating a frictionless shopping experience |
| Token Gateway | | A single interface to multiple network tokenization services to request EMV payment card tokens for e-commerce and digital wallets (HCE). |
Mobile Payment Solutions
Rambus mobile payment solutions offer a single, modular software platform that enables payment issuers and retailers to safely load and manage cards onto NFC smartphones. The technology adapts to different mobile payments ecosystems – whether card credentials are stored on the device or in the cloud using host card emulation (HCE) – and ensures security through tokenization. In this way, customers can fulfill the role of a token service provider (TSP), securing transactions by removing vulnerable card data from the payment network.
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See how we’re bringing simplicity and trust back to mobile payments
Scan and Go: How Mobile Wallets are Transforming Retail
Brick-and-mortar merchants are in the midst of a period of unprecedented disruption. Long-term structural trends mean that retailers must address decreasing revenues and escalating costs, while evolving the in-store experience to meet the demands of the connected consumer. To be successful, however, retailers must focus innovation efforts on solutions that can immediately increase revenues, enhance the buying experience and deliver operational efficiencies. For this reason, transformative technologies such as mobile scan-and-go solutions are coming to the fore, with deployments across the world gaining momentum.
What is Card-on-file EMV Payment Tokenization?
The way we pay is changing. Consumers are now using their PC, smartphones, wearable devices and even cars to buy goods and services. The size and value of the card-not-present (CNP) market, therefore, is increasing exponentially as payment use-cases across e-commerce, m-commerce and the Internet of Things (IoT) emerge and mature. Although payment methods utilizing card-on-file offer convenience, they also create challenges. EMV payment tokenization can significantly enhance the security of card-on-file payment methods, while increasing convenience and simplifying the user experience.
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