Found 11 Results

How Can Brick-and-Mortar Retailers Make Payment Acceptance Work for Them?

Julian Wallis, Retail Director at Rambus Payments have become the latest battleground for merchants. New technologies, regulations and consumer behaviors are converging to transform the payment acceptance space. Because of this, retailers are racing to deliver engaging and experiential buying experiences to differentiate themselves from the competition. For brick-and-mortar retailers, these innovation efforts must be […]

Securing real-time payments with tokenization

For banks, direct debit (ACH) fraud represents a bigger financial risk than card fraud. In particular, growing momentum for real-time payment schemes across the world is creating huge opportunities for fraudsters and placing increasing pressure on banks and clearing houses, who now have only seconds instead of days to identify fraudulent transactions. There are various […]

2018 trends: Safer data, faster payments, better experiences

Fundamental shifts in consumer behavior, the emergence of new technologies and an evolving regulatory landscape means the payments ecosystem is poised for unprecedented transformation in 2018. The demand for safer data, faster payments and better experiences presents great opportunity, but also significant challenges.   Safer data for emerging payments The way we pay is changing. […]

PSD2: A revolution in European payment methods

A Revolution in European Payment Methods In 2007, the European Union adopted the Payments Services Directive (PSD). The PSD created a single market for payments within Europe and laid down the legal basis for the Single Euro Payments Area (SEPA), simplifying bank transfers of euros. Now, a decade later, the EU has pushed through a revised […]

U.S. proximity mobile payment transactions to total $49.29 billion in 2017

eMarketer analysts are projecting that the value of U.S. proximity mobile payment transactions will total $49.29 billion in 2017, up 78.1% from last year. Although the growth rate is expected to remain in double digits, it will slow to 23.9% in 2021, when mobile phones will be used to pay for $189.97 billion worth of goods […]

Encouraging PSD2 compliance beyond the EU

PSD2 & improved consumer protection Seth Ruden, a senior fraud consultant at ACI Worldwide, has written an article for PaymentsSource that explores the benefits of U.S. issuers embracing the EU’s PSD2 (Payments Services Directive). As Ruden observes, the European directive stipulates a standard baseline for data security and a set of policies to ensure that […]

Transforming Europe’s digital economy with PSD2 and GDPR

PSD2 and GDPR Marta Ienco, the Head of Governments and Regulatory Affairs for the Identity program of the GSMA, recently penned an article for ItPortalPro about PSD2 and GDPR (General Data Protection Regulation). As Ienco observes, 2018 is expected to be a “transformative year” for Europe’s economy, with both PSD2 and GDPR passing into law. […]

The open APIs of PSD2 and beyond

Unlocking the true value of APIs Herber de Ruijter, EVP Head of Digital for Transaction Banking at iGTB, recently penned an article for FX-MM about unlocking the hidden value of client data in open APIs. As Ruijter explains, regulations such as the EU’s new Payment Services Directive (PSD2) require banks to offer third-party providers access […]

Let’s talk about PSD2 and mobile payments

The Payments Services Directive (PSD) was adopted in 2007, creating a single market for payments in the European Union and providing the legal foundation for a Single Euro Payments Area (SEPA). In 2015, the European Parliament adopted the European Commission’s proposal to create safer and more innovative European payments with the new PSD2 directive.  The […]

How to achieve a perfect buying experience – views from around the industry

Earlier this year, Rambus welcomed leading payments experts from around the world to our Rotterdam offices for the Mobey Forum member meeting. During the networking sessions, we spoke to a range of industry experts to get their thoughts on where the mobile payments industry is now, and where it is heading in the future. So […]

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