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The adoption of digital wallets, according to a Goldman Sachs analyst, has been “underwhelming to date by nearly every objective standard.” While Apple Pay is the dominant digital wallet leader in the US, accounting for 90% of all contactless mobile payments, it is still struggling to gain real traction in the United States. According to […]
Blockchain and eSports Darren Heitner of Forbes reports that Eloplay – which helps players organize and participate in eSports tournaments – is piloting a new form of currency for its users. As Heitner notes, Eloplay’s new currency is a prime example of an eSports-related entity involving itself in blockchain. “[Eloplay is] leveraging smart contracts technology […]
The value of mobile wallets may be seen to provide a seamless and enhanced buying experience to consumers. But digital retail wallets are also a highly-effective means of improving payments security and mitigating risk.
A new survey conducted by Juniper Research has concluded that 40% of iOS users in the U.S. consider themselves unlikely to use facial recognition as a payment security technology. Instead, contactless payment users said they considered fingerprint sensors and voice recognition more appealing authentication methods – with 74% and 62% stating they are likely to […]
Earlier this month, Forrester principal analyst Brendan Miller observed that the success of mobile self-checkout is contingent upon bridging the loss prevention gap. As Miller notes, consumer demands and expectations have created a new alternative to queuing at many retailers. For example, Starbucks’ Mobile Order and Pay program now accounts for 20% of peak transactions […]
Rambus Payments CTO Chakib Bouda recently sat down with Pymnts.com to discuss the future of mobile wallets. According to Bouda, brick-and-mortar retailers are now seriously rethinking their approach to remaining competitive in the digital age as mobile and online eCommerce channels continue to consume a larger portion of consumer spend. “[Retailers are] seeing it not […]
Trip Chowdhry, managing director with Global Equities Research, tells George Avalos of The Mercury News that the digital wallet business has gotten off to a rough start. “There have been many false starts in this industry,” says Chowdhry. “The current payment methods are intrusive and they are not seamless.” Despite the growing pains and a continuously evolving […]
Nick Ismail of the Information Age has penned an article about the future retail experience in the era of Amazon Go and beyond. As Ismail notes, Amazon Go heralds a new way of thinking for the retailer-customer relationship. Image Credit: Amazon “Shopping won’t ever be the same again, thanks to the blend of digital, IoT […]
On March 21-23 2017, Rambus hosted the first Mobey Forum member meeting of the year in Rotterdam. Over 150 industry experts discussed the meeting’s topic ‘From Payments to a Buying Experience’ including subtopics such as disruption of wallets, IoT, blockchain, biometrics, AI.Host Card Emulation (HCE) technology is making it easier for banks to offer mobile […]
Transport Glossary AMS Asset Management System. Part of the back office data processing system (HOPS). The Asset Management System is responsible for the data modules within individual ticketing machines or Barriers (ISAMs) Rail Delivery Group (formally ATOC) Association of Train Operating Companies a coordinating body which brings together all train companies operating in Britain. Authentication […]