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The Rise of Mobile Payments in America

The irony is that while some of the most prolific mobile payment platform, such as Apple Pay and Google Pay are from the United States, Americans are not at the forefront of mobile payment adoption, lagging behind countries such as Sweden, Spain, and China. In China’s case, their mobile payments industry is over 50 times […]

Securing real-time payments with tokenization

For banks, direct debit (ACH) fraud represents a bigger financial risk than card fraud. In particular, growing momentum for real-time payment schemes across the world is creating huge opportunities for fraudsters and placing increasing pressure on banks and clearing houses, who now have only seconds instead of days to identify fraudulent transactions. There are various […]

Rambus Announces Departure of Ron Black as Chief Executive Officer; Luc Seraphin Appointed Interim CEO

SUNNYVALE, Calif. – June 28, 2018 – Rambus Inc. (NASDAQ: RMBS) one of the world’s premier technology licensing companies, today announced that the Company’s Board of Directors has terminated Dr. Ron Black as Chief Executive Officer, effective immediately. The termination follows an incident unrelated to the Company’s financial and business performance in which the Board […]

Webinar: How Digital Transformation is Changing Retail Payments

Merchants who fail to recognize and instill payments as a strategic enabler and differentiator in their digital transformation will fall behind their competitors. Join Rambus for the upcoming webinar titled, “How Digital Transformation is Changing Retail Payments.” Listen to guest speaker, Sucharita Kodali, Principal Analyst at Forrester and Frank Maduri, VP of Global Sales and […]

Cool Story, Bro: Payments and Instagram Stories

Earlier in May, photo and video sharing app Instagram quietly launched an in-app shopping feature. With more than a million advertisers and 25 million businesses on Instagram, the Facebook-owned app is rolling out a new feature of fasting shopping for select users. It allows them to enter payment details into the app, along with a […]

How can real-time payments be secured?

In today’s on-demand world, we expect to be able to spend, move and receive money instantly. For this reason, real-time payments (RTP), also known as ‘faster payments’ or ‘instant payments’, are gaining momentum globally. Accenture estimates that there are now 35 countries with real-time payment schemes in operation or under development. With account-based fraud on the […]

Music, Drinks, and Mobile Payments

The live music industry, currently valued at around 10.43 billion dollars in 2018, is expected to reach to 11.99 billion in 2021. Music festivals are often accompanied by concession stands selling food, and drinks. With McDonalds introducing mobile order-ahead services, in other words a service by which a user orders food ahead of time on […]

Who Should be the Token Service Provider?

The TSP provides registered token requestors. They manage ongoing operation and maintenance of the token vault, deployment of security measures and controls, and the registration process of allowed token requestors.

Mobile Coin’s $30 million bid for mobile payments

In late April, 2018, MobileCoin, a privacy-focused cryptocurrency announced that Binance Labs, the major blockchain incubator associated with the Binance exchange, led a $30 million round in Bitcoin and Ether for the new cryptocurrency. As part of the relationship, MobileCoin will enjoy “priority consideration.” In a whitepaper published in December, 2017, MobileCoin is described as […]

Money in motion: Mobile banking’s importance in the digital age

The evolution of the smart phone has dramatically changed parts of every day life. In the case of consumer banking, executives from both small and large financial institutions are realizing how vital a mobile presence is for their customers. Citi’s second annual mobile banking study finds that of the 2,000 US adults surveyed, mobile banking […]

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