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Mobile wallets accounted for 90% of the total contactless transactions in the U.S.

https://www.rambus.com/blogs/mobile-wallets-accounted-for-90-of-the-total-contactless-transactions-in-the-u-s/

A new report published by Juniper Research confirms that mobile wallets accounted for 90% of the total contactless transactions in the U.S. during 2016. In contrast, cards accounted for well over 90% of transactions by value in many European markets. Perhaps not surprisingly, many markets with a relatively well established contactless infrastructure have been seeded by […]

The evolving mobile wallet

https://www.rambus.com/blogs/the-evolving-mobile-wallet/

Xiaofeng Wang, a senior analyst at Forrester, recently penned an article in Forbes that explores what global mobile wallet players can learn from Asia’s digital leaders. According to Wang, the future of mobile wallets is expected to go “far beyond” mobile payments. In the West, says Wang, this vision is still very much a work […]

HCE adoption to increase 5-fold over the next 4 years

https://www.rambus.com/blogs/hce-adoption-to-increase-5-fold-over-the-next-4-years/

Juniper Research analysts have termed 2015/16 “watershed years” for HCE (Host Card Emulation) in terms of commercial service rollouts. Indeed, at least 194 banks introduced such services by the end of 2016, while Juniper expects PayPal to “rapidly deploy” a portfolio of contactless payment and loyalty solutions. Juniper analysts also concluded that Apple Pay, along […]

What does a seamless ‘buying experience’ look like?

https://www.rambus.com/blogs/what-does-a-seamless-buying-experience-look-like/

Within the mobile payments industry, the term ‘buying experience’ is becoming increasingly prevalent as the focus moves away from the enabling technologies and the act of paying, towards enriching interactions with the consumer. But what does an enhanced buying experience actually look like? To find out, let’s join our Smart Shopper on their lunchtime visit […]

Frictionless commerce and the future shopping experience

https://www.rambus.com/blogs/frictionless-commerce-and-the-future-shopping-experience/

Rambus CMO Jerome Nadel recently penned an article for the Huffington Post (UK) that explores the concept of frictionless commerce and its impact on the future shopping experience. Indeed, mobile retail wallets have made it easier than ever before for shoppers to tap, swipe and pay. Meanwhile, new technology is allowing consumers to scan barcodes, […]

Mobey Forum Member Meeting at Rambus

https://www.rambus.com/mobey-forum-member-meeting-at-rambus/

On March 21-23 2017, Rambus hosted the first Mobey Forum member meeting of the year in Rotterdam. Over 150 industry experts discussed the meeting’s topic ‘From Payments to a Buying Experience’ including subtopics such as disruption of wallets, IoT, blockchain, biometrics, AI.Host Card Emulation (HCE) technology is making it easier for banks to offer mobile […]

How HCE is accelerating mobile payment adoption

https://www.rambus.com/blogs/how-hce-is-accelerating-mobile-payment-adoption/

Last week, Alex Rolfe of Payments Cards & Mobile wrote an article titled “HCE – The way to move mobile payments forward fast.” As Rolfe observes, the technology to enable mobile contactless payments has been around for quite some time. “There were (and still are) various ways of replicating contactless NFC payment functionality on a […]

How trust can level the mobile playing field

https://www.rambus.com/blogs/how-trust-can-level-the-mobile-playing-field/

Rambus CMO Jerome Nadel has written an article for IDG Connect about the changing mobile payments landscape. According to Nadel, the mobile payments ecosystem has evolved into a complex network of providers that includes card networks, issuers, gateways and acquirers. “Previously, banks owned the processing, transaction fees and customer data. Now, merchants and OEM payment methods […]

Securely converting and managing digital values for consumers

https://www.rambus.com/blogs/securely-converting-and-managing-digital-values-for-consumers/

A host of emerging technologies are poised to radically personalize consumer experiences. Many retailers are feeling immense pressure to devise the perfect plan for a seamless customer experience—an experience that leverages digitization to provide customers with cross-channel, targeted, real-time product or service information in an effective and seamless way. [Seamless] spoke to Alex Chung, Head APAC, […]

Boston Fed team tests mobile and digital wallets

https://www.rambus.com/blogs/boston-fed-team-tests-mobile-and-digital-wallets/

Elisa Tavilla of the Federal Reserve Bank of Boston has penned a detailed white paper describing a mobile-digital wallet analysis project recently conducted by the financial institution. The project, which ran from June 2015 – May 2016, saw Boston Fed Team members conduct field research using iPhones and Android mobile phones to make proximity and […]

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