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A new survey conducted by Juniper Research has concluded that 40% of iOS users in the U.S. consider themselves unlikely to use facial recognition as a payment security technology. Instead, contactless payment users said they considered fingerprint sensors and voice recognition more appealing authentication methods – with 74% and 62% stating they are likely to […]
A new United Nations (UN) report highlights the important role digital payment systems are playing in developing and evolving the global economy. According to the UN, digital payment systems refer to the use of debit and credit cards, online and mobile payments and systems based on distributed ledger technologies, such as blockchain. “In general, digital […]
Coffee and tea aficionados can now reload their Starbucks Card using Apple Pay – right on the Apple Watch. According to Rachel Green of Business Insider, the upgrade eliminates a step for Apple Watch’s Starbucks app users. “Before this feature was introduced, Apple Pay users could only reload their balance through the iPhone app — […]
The way that consumers shop in-store is fundamentally changing. The rise of ‘Scan and Go’ technology, coupled with other industry developments, is helping retailers to overhaul the buying experience that they offer their customers. So, what do retailers need to know about Scan and Go, and what are its benefits?
We believe that the driving force behind mobile adoption is consumer experience. The Rambus Unified Payment Platform enables merchants to integrate multiple forms of interactions with consumers to create a robust and powerful user experience. What is the Rambus Unified Payment Platform? The Rambus Unified Payment Platform is a comprehensive solution for retailers, merchant acquirers and […]
The personalization of mobile wallets According to Rambus CMO Jerome Nadel, mobile wallets of the future will be personalized and contextually integrated to intelligently interact with retailers. One such example, says Nadel, is the concept of beacons automatically activating a digital wallet when shoppers enter a particular store. “The wallet will provide shoppers with relevant […]
Rambus recently interviewed a number of prominent industry experts at the Mobey Forum about the key ingredients for a successful mobile wallet. According to Kristian Luoma of the OP Financial Group, a mobile wallet should be more than simply trustworthy and secure. “[A mobile wallet] needs to be trustworthy and secure for sure, but those are […]
eMarketer analysts are projecting that the value of U.S. proximity mobile payment transactions will total $49.29 billion in 2017, up 78.1% from last year. Although the growth rate is expected to remain in double digits, it will slow to 23.9% in 2021, when mobile phones will be used to pay for $189.97 billion worth of goods […]
David Worthington, VP of Business Development at Rambus Technical body EMVCo launched version two of its EMV® Payment Tokenization Specification – Technical Framework in September. The market has evolved rapidly since v1.0 was launched in 2014 – to address the needs of digital payments including eCommerce, and minimize the fraud risk associated to an exposure […]
EMV Payment Tokenization Specification – Technical Framework EMVCo has published version two of its EMV Payment Tokenization Specification. The technical framework document – which can be downloaded here – addresses the adoption of payment token use cases in e-commerce beyond existing card-on-file and explores how payment tokens can be controlled within a single payments channel. […]